 Posted 9/6/2007 9:22:55 AM
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| I found a lender who takes there cut from the bank/lender, takes out a flat fee ($1000) in this case and puts the rest towards my closing costs. This can save you $2,000 to $7,000 or more depending on the value of your home. It was At-Home Discount Mortgage in Salt Lake who did this for me and I do not work for them, just wanted to pass on a tip and give a fair mortgage company more business. If you know of other, please Reply to this post.  Of course, for refinancing, it sometimes pays to do a No-Cost Refinance (where the lender pays ALL the fees), but since this means an increase in the interest rate; I only do it when I am planning on moving or refinancing again in the next 4 to 5 years. I refinance one home 5 times at no-cost and saved thousands. For refinancing, Security Home Mortgage has always done the work with only one trip into their office, so the cost in my time is small too. 
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Posted 10/18/2007 5:40:22 PM
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Are they still in business?
I am a California based real estate consultant but have lived 20 years in Spain and can help you with any real estate transaction there. They do not use escrow but rather "notarios".
Soy un consultor de bienes raices en California, USA y puedo ayudarle con cualquier tipo de transaction comercial.
Mi tel es: 1 (818) 415-5633
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